Michelle Beyo is the CEO and Founder of Finavator an award winning payments and future of finance consultancy. Michelle brings 20+ years of expertise from across multiple industries including Payments, Loyalty, Telco, Digital Identity and Open Data. Her leadership has help drive innovation in both retail and payments sectors, fostering strategic growth for numerous North American companies.

She is recognized as a global thought leader as was as TedX speaker and has spoken on stages worldwide, includingMoney20/20,Fintech Meet Up and Open Banking Expo with a passion to igniting discussions on the future of finance. She is a Money20/20 RiseUp alumni and mentor as well as serves as an Advisory Board Member to Tillo Rewards as well as VoPay. She is a Board Member and the President at Open Banking Network Canada OFNC, championing for data rights, transparency, and security in the financial landscape. She is also the creator and instructor for Finavator’s Future of Finance Master Class 

(https:/finavatorfuturefinancemasterclass.com/)

Michelle has been recognized for many awards including “Fintech Female Entrepreneur 2024 -North America” as well as  “Top 50 Women Leaders of Toronto 2023″and WXN CEDI 2023 Board Award for Canadian Equity, and Diversity. Michelle has also received a spot on the “Women in Fintech Global Power List” in 2021. Michelle is also a contributing author to the USA best seller “Habits of Success” by Leaders Press.