Carmelle M. Cadet is the Founder and CEO of EMTECH, a technology company working with central banks around the world to make their financial infrastructures inclusive and resilient
by design. At EMTECH, Carmelle leads the vision of developing the next generation central banking infrastructure to drive financial inclusion, economic development and modernization of regulatory environments. From Digital Regulatory Sandbox to Digital Cash Platform (Central Bank Digital Currency), Carmelle and her highly experienced team of former regulators and experienced engineers, present groundbreaking and actionable
tech solutions to solve current economic challenges.

A thought leader and public speaker in fintech and regulatory innovation, Carmelle also advises other women, minority fintech entrepreneurs. She has won and has been nominated for several awards for her leadership and trailblazing work.

In her previous life, Carmelle was the Deputy CFO for IBM Blockchain where she spearheaded
the global product commercialization and financial management strategy. With clients like
Walmart, JPM Chase, Softbank, Carmelle oversaw the launch of several groundbreaking
technologies that drove better food safety, strong cybersecurity and supply chain digitization.
She joined the company as a Financial Analyst, and when Carmelle took over as Product CFO
she helped lead a highly successful product launch that created 200+ jobs while driving strong
revenue growth to over $100M in 3 years.

Carmelle earned her Executive .M.B.A. from the New York University Stern School of Business
with specializations in Leadership and Global Business, and her B.A. from Florida Atlantic
University. She is originally from Haiti, but now lives in NYC with her husband and son.